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Credit Scores and Mortgages

As things stand today, there's absolutely no reason why you should have zero visibility of your credit score and rating.

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If you continue to operate in the dark when it comes to understanding your credit rating, then it's safe to assume that you could miss out on the best finance deals on a wide range of goods and products - the most important being your mortgage!

By gaining clearer insight into your credit score - and then taking the right approach to strengthen it – you can take an important step towards securing the property you want.

This is because possessing a strong credit score can often prove to be a key factor when applying for a mortgage.

Understanding your credit score

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Even if you already have a good credit score, viewing a detailed breakdown of its individual components – and then acting on this information – can help you nurture it even more.

With an improved credit score you could turn a good mortgage deal into a better one, saving yourself considerable sums of cash over the lifetime of the agreement.

You can request a free credit report from MyCreditMonitor today and begin the journey towards achieving a prime credit score that will have a positive impact across the full range of your finances; from finding yourself eligible for the most sought after credit cards to finding a mortgage deal that's the envy of your friends – surely the biggest prize of all!

Your free credit report comes as part of the 30-day free trial, which MyCreditMonitor offers you to access not just your credit score but also the individual factors that credit agencies take into account when calculating it.

If you've never seen a credit report before then you have nothing to lose and everything to gain by taking advantage of our free trial.

We are experts in providing clear credit reports so that you can better manage your credit activity.

What’s more, once you’re armed with this detailed insight, you can carry out targeted financial planning with every confidence that that your credit score will climb and your mortgage options may become more favourable as a result.

Take control of your credit score

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Empowering yourself to take control of your financial health can be achieved by paying close attention to your credit score and monitoring the factors that influence it.

With lenders accessing your eligibility before deciding on what they're prepared to offer you, getting your approach right can make a huge difference in the long run, especially where mortgages are concerned.

If you're planning on buying a house, even if the event is some time away, it's prudent you know your credit score – and clearly your best initial approach is to request a free credit report.

By taking ownership of your credit score today, you could open up a wide range of improved financial options in the future – including a mortgage deal that will benefit you for many years to come.

What's Your Credit Score?

If you would like to know what your credit score is and the very best ways on how to improve your score, simply click the button below now to get started.

Get your FREE credit report* Access Your Credit Report & Score*

* After your 30 day free trial, a monthly membership fee of £14.99 applies. You can contact us to cancel within your free trial and no fees will be payable. If you cancel after your free trial, no further monthly fees will be payable from the date of cancellation. However, no monthly fees already paid will be refundable. Full membership benefits are subject to credit reference agency validation of your identity.

Get your FREE credit report now*