We use cookies to help your user experience. By continuing you agree to our cookies policy


Credit Reports

Did you know that if you are aged 18 and above, have used a credit card or taken out some form of credit then you will have a credit report. Learn all about this important financial document through these pages.

Does Checking Your Credit Report Affect Your Credit Score?Does Checking Your Credit Report Affect Your Credit Score?

The straight answer is no - checking your credit report and your credit score does not affect your credit score at all.

If anything, keeping an eye on your credit score can help you to improve your credit report, so that you can keep your level of financial risk as low as possible.

Continue Reading

Why Do I Need A Credit Report?Why Do I Need A Credit Report?

A credit report is a specialised document that summarises our financial history in relation to credit and borrowing.

The main purpose of a credit report is to provide information about potential borrowers to lenders.

Continue Reading

Fixing Errors on Your Credit ReportFixing Errors on Your Credit Report

It is not entirely unusual for there to be errors on your credit report. So, if you do find any, don’t worry.

In most cases, these errors can be resolved.

Continue Reading

Understanding Your Credit HistoryUnderstanding Your Credit History

Simply put, without your credit history you would not be able to obtain credit from banks as well as other financial institutions and loan providers.

Lenders refer to your credit history to see how well you have been in making credit repayments.

Continue Reading

How to Improve Your Credit ScoreHow to Improve Your Credit Report

You may be avoiding debt at present because you would rather not be in debt.

However, should you need to ever access lines of credit in the future; you would need to have a good credit report to hand.

Continue Reading

What's Your Credit Score?

If you would like to know what your credit score is and the very best ways on how to improve your score, simply click the button below now to get started.

Get your FREE credit report* Access Your Credit Report & Score*

* After your 30 day free trial, a monthly membership fee of £14.99 applies. You can contact us to cancel within your free trial and no fees will be payable. If you cancel after your free trial, no further monthly fees will be payable from the date of cancellation. However, no monthly fees already paid will be refundable. Full membership benefits are subject to credit reference agency validation of your identity.

Get your FREE credit report now*